If you’re planning on buying a home in 2026, this is your complete guide to the home buying process. Whether you're a first-time buyer or a experienced home buyer, this video walks you through exactly how to buy a home in Canada without costly mistakes.
We cover mortgage basics, mortgage pre-approval, credit score impact, debt service ratios, down payment rules, FHSA strategy, and how lenders calculate affordability. I also explain how to choose the right Realtor, what to look for during your home search, and how to read and negotiate the Agreement of Purchase and Sale, including offer strategy and conditions.
Finally, we break down closing costs, hidden expenses, and what the first year of homeownership really looks like so you can prepare properly before applying for a mortgage.
